Terms of Service

Last updated: 16 October 2026

These terms govern your use of BullLens. By creating an account, including with Google, GitHub or eToro, or by using the service, you accept them. If you do not agree, please do not use BullLens.

1. Who we are

BullLens is run by Thomas Violi, a private individual, Reggio Emilia, Italy ("we", "us"). You can reach us at info@bull-lens.com.

BullLens is an independent project. It is not affiliated with, endorsed or sponsored by eToro. eToro and its logos are trademarks of their owners and are used only to describe the service BullLens works with.

2. The service, and the beta

BullLens shows analytics about eToro portfolios: performance, allocation, risk, dividends, trading activity and similar figures, built from data that eToro and other sources provide. BullLens is currently in beta: access may be limited to invited testers, features may change, be added or be removed, and the service may be interrupted or ended. During the beta we may reset or migrate data when we move to a new server; we will tell you in advance when we can.

3. Your account

• You must be at least 18 years old and able to enter into a contract.
• The information you give us must be accurate. One account per person; do not share it.
• Keep your password and your second factor (2FA) safe. You are responsible for what happens in your account until you tell us it was compromised.
• We may refuse, suspend or close an account that breaks these terms, puts the service or other users at risk, or that we must close by law.

4. Connecting your eToro account

To see your own data you connect your eToro account: with "Connect with eToro" (you approve read-only access on eToro's page). You can also sign in with eToro. By doing so you authorise BullLens to read your eToro data on your behalf, only to provide the service.

• BullLens never trades for you. The access we ask eToro for is read-only, and we recommend keys with read permissions only.
• Your eToro access and your keys are stored encrypted. You can disconnect, replace or delete them in Account settings at any time, and revoke them on eToro.
• Use only your own eToro account. Your use of eToro remains subject to eToro's own terms.

5. Not investment advice

Everything BullLens shows is for information only. It is not investment, financial, tax or legal advice, and not a recommendation to buy, sell or hold any instrument or to copy any investor. Simulations (stress tests, "what if", forecasts) are hypothetical and are not predictions. You alone are responsible for your investment decisions. Past performance is not a reliable indicator of future results; investing involves risk, including the loss of capital. See the Disclaimer.

6. Data from third parties

Figures come from eToro and from other sources such as Yahoo Finance, Nasdaq and Massive. They can be delayed, incomplete, estimated or wrong, and some are computed by BullLens with assumptions explained on each page. We do our best to keep them correct but we cannot guarantee them.

7. Acceptable use

You agree not to:

• access accounts or data that are not yours, or use someone else's eToro keys;
• scrape, copy at scale or resell BullLens content or data, or use automated tools against the service outside the features we offer;
• try to break, overload, reverse engineer or get around the security, the limits or the Premium checks of BullLens;
• use BullLens for anything unlawful, or to mislead others (for example by sharing edited figures as real).

8. Free and Premium plans, trial, subscriptions

Some features are free and some are part of BullLens Premium. The Premium page in the app shows what Premium includes and its current prices.

• Free trial. An account with a connected eToro account can try Premium once for free for 7 days, without a payment method. One trial per BullLens account and per eToro account. When the trial ends, the account goes back to the Free plan by itself; nothing is charged.
• Subscriptions. Premium can be bought as a monthly or yearly subscription through PayPal, at the price shown before you confirm (in euro). The first payment is taken when you subscribe; the subscription then renews automatically for the same period at the same price until you cancel it.
• Cancelling. You can cancel at any time on the Premium page or in your PayPal account. No further payment is taken and Premium stays active until the end of the period already paid; there is no refund for the remaining part of a period, except as stated below.
• Right of withdrawal. If you are a consumer, you can withdraw from a new subscription within 14 days of the first payment by writing to us: we refund that payment in full and Premium ends.
• Failed payments. If PayPal cannot take a renewal payment, Premium stays active for a few days while PayPal tries again; if the payment still fails, the subscription is suspended and the account goes back to Free.
• Price changes. We may change prices for new subscriptions. A change for an existing subscription applies only from a later renewal and only after we have told you in advance, so you can cancel before it applies.
• License keys. Premium can also be activated with a license key. A key is personal: once activated it belongs to the account that activated it and cannot be transferred. Keys given for free (for example during the beta) may be revoked if they are misused or resold.

Payments are processed by PayPal under its own terms; BullLens never receives your card or bank details. Misusing trials (for example with several accounts) or getting Premium in a way these terms do not allow may lead to its removal.

9. Sharing

When you use the sharing features (cards, Wrapped, factsheet, referral links), you decide what to share and with whom; anything you publish elsewhere is no longer under our control. Referral links tell us which account invited a new user, as explained in the Privacy Policy.

10. Intellectual property

BullLens, its software, design, texts and models belong to us or our licensors. You get a personal, non-exclusive, non-transferable right to use the service under these terms. Your data remains yours.

Badge icons: Twemoji, copyright Twitter, Inc. and other contributors, licensed under CC-BY 4.0.

11. Availability and changes

We aim to keep BullLens available, but we do not promise it will always be available, fast or error-free; eToro or other sources may change or stop their services. We may change the service, and we may update these terms. For important changes we will tell you in the app or by email before they apply; if you keep using BullLens after that, the new terms apply.

12. Ending your use

You can stop using BullLens at any time and ask us to delete your account (see the Privacy Policy). We may suspend or close accounts as described in section 3.

13. Liability

To the extent allowed by law, BullLens is provided "as is" and we are not liable for indirect or consequential damages, for losses from investment decisions, or for errors and interruptions of data from third parties. Nothing in these terms limits liability that cannot be limited by law, such as for intent or gross negligence, nor your mandatory rights as a consumer.

14. Law and disputes

These terms are governed by the laws of Italy. If you are a consumer, you keep the protection of the mandatory rules of the country where you live, and you can bring a claim before the courts of that country.

15. Contact

Questions about these terms: info@bull-lens.com.